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Checking Accounts As Individual As You Are

We offer a variety of Personal Checking accounts designed to complement your needs, preferences and your lifestyle. Switch your banking and get the service you deserve.

Download our helpful SwitchKit (PDF 632 KB) for information on how to get started with CVCB!


Learn more about our Overdraft Coverage options and how to opt in today. 

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Features Student Checking Simplicity Checking Secure Checking Relationship Interest Checking
Learn More Here
Learn More Here Learn More Here Learn More Here
Description A checking account for young adults 14-19 who are entering into a banking relationship
Requires a parent or guardian as joint owner
The online account that’s environmentally friendly A simple and easy account with the benefit of Identity Theft Assistance A checking account that earns interest, in addition to offering a variety of enhanced features
Minimum Opening Deposit $25 $25 $25 $100
Monthly Service Charge
$10 
(once account holder is 19 years of age)
No account transaction or per item fees (other fees such as stop payment and overdraft fees will apply) 
$7
(enrollment in eStatements required)
(requires valid email address)
$8
$7 (with enrollment in eStatements)
(requires valid email address)
No monthly service charge for customers 65 and over
$8
$6 (with direct deposit of $250 or more per month)
Service Charge Waiver Requirement Not Applicable

Enrollment in eStatements and one of the following:

  • Direct deposit of $250 or more per month
  • 10 debit card transactions (point of sale/swipe and sign)
Not Applicable
$2,000 daily or a monthly average balance of $5,000
Interest Earning
Not Applicable Not Applicable
Not Applicable
Yes (2)
If the account is closed prior to the interest payment period, interest will not be received.
ATM & Check Writing

Unlimited Visa Debit/ATM Card Usage

Free check safekeeping

Free access to ATMs within MoneyPass network

Five checks/drafts per statement cycle ($1.00 each thereafter) (5)

Unlimited Visa  Debit/ATM Card usage

Free check safekeeping

Free access to ATMs within MoneyPass network

15 checks/drafts per statement cycle ($1.00 each thereafter) (5)

Unlimited Visa  Debit/ATM Card usage

Free check safekeeping

Free access to ATMs within MoneyPass network

Customers (65 and over) receive CVCB Senior Secure checks at no charge or $5 discount off the retail price of personal check styles (no charge for shipping and handling)

Unlimited Visa  Debit/ATM Card usage

CVCB logo checks at no charge; personal check styles available at the retail price (shipping and handling fees apply)

Five Cashier's Checks issued at no charge per month (a $10/check fee will be incurred after five at the end of the monthly statement cycle)

Free access to ATMs within MoneyPass network

Electronic Services

Free Online Banking

Free eStatements
(requires valid email address)

Free Online Banking and Bill Pay

Free eStatements
(requires valid email address)

Mobile Banking including Mobile Deposit (1)

Popmoney (person-to-person payments) (4)

Free Online Banking and Bill Pay

Free eStatements
(requires valid email address)

Mobile Banking including Mobile Deposit (1)

Popmoney (person-to-person payments) (4)

Free Online Banking and Bill Pay

Free eStatements
(requires valid email address)

Mobile Banking including Mobile Deposit (1)

Popmoney (person-to-person payments) (4)

Overdraft Services Overdraft Transfers
Community Credit Line (CCL)  (restrictions apply)
Overdraft Services
(restrictions apply)
Overdraft Services
(restrictions apply)
Overdraft Services
(restrictions apply)
Special Features and Service Available

Copies of check images (2 per  monthly statement cycle)

Copies of check images (2 per monthly statement cycle)



Free Identity Theft Protection Package to include ID Restoration Pro (3)

Copies of check images (2 per monthly statement cycle)

Small safe deposit box provided
(fee waived for one year, new rentals only, subject to availability, small box only)

(1) Message and data rates apply. Daily and monthly limits, fees may apply. Restrictive endorsement applies.

(2) No interest earned on days balance falls below $2,000 for Relationship Interest Checking. This account is a tiered rate account.

(3) Only available to primary account holder. Requires a valid email address to enroll. Activation required. See branch for more details.

(4) There is a $0.65 fee for each Popmoney payment that you initiate. There is no fee to accept payments through Popmoney.

(5) If you use our Online Banking Bill Payment Service, you may experience circumstances where the vendor might issue a check rather than an electronic debit. You may be charged a fee if the item exceeds the allowable number of checks/drafts per monthly statement cycle. 

Please note: This information is accurate as of March 23, 2021. Refer to "Understanding Your Deposit Accounts" for terms and conditions and account disclosures. Central Valley Community Bank reserves the right to make changes at any time as a result of a change of policy, law, and regulation or otherwise.