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CDs & Money Markets


Keep Your Money Safe, Secure and Growing

We offer a variety of Certificates of Deposit (CDs), Money Market accounts to meet your unique needs, whether you’re saving for short-term emergencies or long-term reserves.


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Features Money Market Premium Money Market Certificates of Deposit (CD)
Learn More Here Learn More Here Learn More Here
Description For customers who want to earn a higher interest rate over regular savings while having immediate access to investment dollars For customers who want to earn a higher interest rate over regular savings while having immediate access to investment dollars

Standard CD offers fixed terms and rates from 3 months to 5 years 

Jumbo CD offers fixed terms and rates from 1 month to 5 years

Minimum Opening Deposit $3,.500 $10,000 Standard: $2,000
Jumbo: $100,000
Monthly Service Charge $12 $17 None
Minimum Balance to Waive Service Charge $3,500 Daily Balance $5,000 Daily Balance Not Applicable
Interest Earning Yes (2)

Yes (2)

Yes
Based on principal balance at time of calculation
Transaction Limits None None Early withdrawal penalties apply. (1)

Please see a New Account Representative with questions
Benefits
Tiered to pay higher rates for higher balances

Free eStatements(3)
Tiered to pay higher rates for higher balances

Free eStatements(3)
Offers a fixed rate of interest on funds deposited

Automatically renewable for a like period, at the current market rates in effect at the time of renewal
(1) Substantial penalties may apply for each withdrawal of funds from a time deposit. 

(2) No interest earned on days balance falls below $3,500 for a Money Market account or $10,000 for a Premium Money Market account, $2,000 for a standard Certificate of Deposit of $10,000 for a Jumbo Certificate of Deposit. If the account is closed prior to the interest payment period, interest will not be received. This account is a tiered-rate account. The interest rate and annual percentage yield for your account depends upon the applicable rate tier. We may change the interest rate on your account at any time.

(3) eStatements require a valid email address.

Please note: This information is accurate as of February 1, 2021. Refer to "Understanding Your Deposit Accounts" for terms and conditions and account disclosures. Central Valley Community Bank reserves the right to make changes at any time as a result of a change of policy, law, and regulation or otherwise.