CDs & Money Markets
Keep Your Money Safe, Secure and Growing
We offer a variety of Certificates of Deposit (CDs), Money Market accounts to meet your unique needs, whether you’re saving for short-term emergencies or long-term reserves.
Mobile Banking at Central Valley Community Bank is a fast, secure and free service for our Personal Online Banking customers. Manage your money conveniently and securely from your mobile device anytime, anywhere!
For the best and most streamlined Mobile banking experience, it is best to access your Personal Online Banking accounts using the Mobile App by downloading it from the Apple store or Google Play store (depending on your device). Direct links to each store are provided on the log in page. When accessing your Personal Online Banking from the Mobile App, you are able to perform the following functions:
If you need to perform additional administrative functions that are not listed above, you can do so by accessing the Full site (see definition below).
You can also access your Personal Online Banking accounts through the Mobile Site log in. You will have a similar experience as the Mobile App with the same functionality and features available to you. When accessing your Personal Online Banking from the Mobile Site, you are able to perform the following functions:
If you need to perform additional administrative functions that are not listed above, you can do so by accessing the Full site (see definition below).
This option is not optimized for mobile devices, but you will still be able to access if desired to be able to perform some of the administrative functions that you are not able to perform when using the App or the Mobile Site. This option will enable you to have all of the same features that you have when accessing Personal Online Banking from your desktop, which includes:
If you have additional questions, please contact our Customer Service Department at (800) 298-1775.
Central Valley Community Bank Mobile Banking is a free service and only available with a Central Valley Community Bank Personal Online Banking Account. However, your mobile phone service provider may charge for text messages and/or web access: check your plan for details.
Mobile Banking at Central Valley Community Bank is a fast, secure and free service for our Business Online Banking customers. Manage your money conveniently and securely from your mobile device anytime, anywhere!
For the best and most streamlined mobile banking experience, it is best to access your Business Online Banking accounts using the Mobile App by downloading it from the Apple store or Google Play store (depending on your device). Direct links to each store are provided on the log in page. When accessing your Business Online Banking from the Mobile App, you are able to perform the following functions:
If you need to perform additional administrative functions that are not listed above, you can do so by accessing the Full site (see definition below).
You can also access your Business Online Banking accounts through the Mobile Site log in. You will have a similar experience as the Mobile App with the same functionality and features available to you. When accessing your Business Online Banking from the Mobile Site, you are able to perform the following functions:
If you need to perform additional administrative functions that are not listed above, you can do so by accessing the Full site (see definition below).
This option is not optimized for mobile devices, but you will still be able to access if desired to be able to perform some of the administrative functions that you are not able to perform when using the App or the Mobile site version. This option will enable you to have all of the same features that you have when accessing Business Online Banking from your desktop, which includes:
If you have additional questions, please contact our Customer Service Department at (800) 298-1775.
Central Valley Community Bank Mobile Banking is a free service and only available with a Central Valley Community Bank Business Online Banking Account. However, your mobile phone service provider may charge for text messages and/or web access: check your plan for details.
We offer a variety of Certificates of Deposit (CDs), Money Market accounts to meet your unique needs, whether you’re saving for short-term emergencies or long-term reserves.
Features | Money Market | Premium Money Market | Certificates of Deposit (CD) |
---|---|---|---|
Learn More Here | Learn More Here | Learn More Here | |
Description | For customers who want to earn a higher interest rate over regular savings while having immediate access to investment dollars | For customers who want to earn a higher interest rate over regular savings while having immediate access to investment dollars |
Standard CD offers fixed terms and rates from 3 months to 5 years Jumbo CD offers fixed terms and rates from 1 month to 5 years |
Minimum Opening Deposit | $3,.500 | $10,000 | Standard: $2,000 Jumbo: $100,000 |
Monthly Service Charge | $12 | $17 | None |
Minimum Balance to Waive Service Charge | $3,500 Daily Balance | $10,000 Daily Balance | Not Applicable |
Interest Earning | Yes (2) |
Yes (2) |
Yes Based on principal balance at time of calculation |
Transaction Limits | None | None | Early withdrawal penalties apply. (1) Please see a New Account Representative with questions |
Benefits |
Tiered to pay higher rates for higher balances
Free eStatements(3)
|
Tiered to pay higher rates for higher balances
Free eStatements(3)
|
Offers a fixed rate of interest on funds deposited
Automatically renewable for a like period, at the current market rates in effect at the time of renewal
|
(2) No interest earned on days balance falls below $3,500 for a Money Market account, $10,000 for a Premium Money Market account, $2,000 for a Standard Certificate of Deposit or $100,000 for a Jumbo Certificate of Deposit. If the account is closed prior to the interest payment period, interest will not be received. This account is a tiered-rate account. The interest rate and annual percentage yield for your account depends upon the applicable rate tier. We may change the interest rate on your account at any time.
(3) eStatements require a valid email address.
Please note: This information is accurate as of January 1, 2023. Refer to "Understanding Your Deposit Accounts" for terms and conditions and account disclosures. Central Valley Community Bank reserves the right to make changes at any time as a result of a change of policy, law, and regulation or otherwise.