Protecting your business and personal identity online, at home or out and about requires ongoing education and daily effort to thwart the negative impact created by identity thieves. Central Valley Community Bank provides extensive safeguards to secure our customers’ financial relationships and is committed to offering education and helpful resources to help protect your business and personal information both online and off. Review the helpful tips below.
In light of the recent news of the Equifax data breach, Central Valley Community Bank is recommending that all customers visit the Equifax Security webpage at www.equifaxsecurity2017.com to get the most up-to-date information regarding the breach and steps to take if you were affected.
Central Valley Community Bank recommends that you check with your credit card company and any other third parties to ensure your account information has not been compromised. It is also recommended that you continue to use a credit monitoring service beyond the first free year of TrustedID Premier offered by Equifax. If you believe your identity has been compromised, please refer to the Federal Trade Commission's Identity Recovery Plan.
For more information on how you can protect your identity in general, click on the tabs below.
As a consumer, you have little ability to stop or prevent identity theft. However, there are some positive steps to take which will decrease your risk:
Monitor your credit report annually
You can obtain a free credit report annually from each of the three nationwide reporting companies at www.annualcreditreport.com or by calling 1-877-322-8228.
A credit reporting company may charge you a fee for an additional copy of your report within a 12-month period. To buy a copy of your report, contact:
Lock & Alert Service Now Available from Equifax
Equifax has launched a new service that provides consumers the ability to lock and unlock their Equifax Credit Report, for free, for life! For more information on this service, please visit Equifax.
Business identity thieves and fraudsters are clever and determined, and can quickly take advantage of business owners that do not take basic precautions to protect their business. To better protect your business we support the following guidelines:
Note: This list is not meant to be exhaustive, or reflect any particular industry standard at this time. Customers using the Internet to conduct online financial transactions do so at their own risk and must recognize that the Internet is inherently vulnerable to unauthorized access and attacks. The Bank disclaims any liability associated with such unauthorized access or attacks and does not make any representations, implied or direct, that the listed precautions will prevent or otherwise protect against the same
When you are online be wary about who you give your personal information to, follow the tips provided below:
Online Banking Protection with Trusteer Rapport
Central Valley Community Bank takes online security very seriously. We are constantly updating our security measures to ensure the highest levels of safety and protection for our customers. That is why we offer Trusteer Rapport – the leading provider of secure web access services – to deliver an additional layer of security protection while banking online. Download and install the free Trusteer Rapport software to your computer today, learn more.
Online Security Awareness Courses
Cybercriminals are setting their sights on small to mid-size businesses. Our Online Security Awareness Courses provide your business with free online lessons on how to enhance your online security.
Click here to access the following courses in the Online Security Awareness Courses:
Below is a list of suggestions provided by the American Bankers Association's recent article "12 Ways to Protect Your Mobile Device From Hackers." The full article can be found here.
For additional information on identity theft and learning how to take measures to protect yourself, visit these additional resources:
Identity Protection Videos
To learn more about computer security and online scams you can find additional information at FDIC - Don't Be An Online Victim