Choosing the right business credit card is easier than ever.
- Expense management tools
- No fee for additional employee cards
- EMV Smart chip technology for added security
- Mobile purchasing capability for added convenience
- Manage your account online
Let's get started. . .
Flexible Cash Rewards For Your Business.
Visa Business Cash Card
- 3% cash back (1) on eligible net purchases for office supply stores, phone and TV services (2), (4)
- 2% cash back on eligible restaurant and gasoline net purchases
- 1% cash back on all other eligible net purchases
- $25 cash back awarded after first purchase (3)
Rewards To Use The Way You Want. (4)
Visa Business Real Rewards Card
- Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back) (5)
- No cap or limit on the number of points you can earn, and you have five years to redeem for rewards (4)
- 2,500 bonus rewards points awarded after the first purchase (3)
Visa Business Rewards PLUS Card
- Earn 3 points monthly for every $1 you spend the most on: cellular phone service, hotel, or airline (6)
- Earn 1.5 points monthly for every $1 you spend on eligible net purchases
- Plus, earn 20,000 one-time bonus rewards points after you spend $2,000 in the first 3 months (3)
- No cap or limit on the total cash back you can earn, and you have five years to redeem for rewards (4)
Manage Existing Account
Securely manage your credit card online, 24/7. With our online access feature, you can:
- View your balance and recent account activity
- Make payments on your Central Valley Community Bank card
- View 6 months of statement information
- Transfer balances
- Sign up for free email alerts
- Download transactions to Quicken
1. Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution or as a statement credit to your credit card account within one to two billing cycles.
2. Cash Rewards Card: "Cash Back Rewards: are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point in Cash Back Rewards earned is equal to $0.01. You may simply see "Cash Back: in marketing material when referring to the rewards you earn. You will earn 1 Reward Point ("Point") for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of eligible Net Purchases charged to your Account during each billing cycle for any merchant classified as a supermarket. The number of additional Points earned on supermarket Purchases is unlimited. In addition, you will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations, up to a maximum of $6,000 spent during each 12-month period commencing on the anniversary date of this Account. Automated fuel dispenser and service station purchases above $6,000 (for the remainder of that 12-month period) will earn at a rate of 1 Point for each dollar of Net Purchases charged to your Account during each billing cycle. Points expire five years from the end of the quarter in which they are earned.
3. Bonus rewards points or cash back will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. One-time bonus rewards will be rewarded after eligible net purchases totaling $1,000 or more are made to your account within three months from account opening.
4. The ELAN Rewards Program s subject to change. Rewards are earned one eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
5. Real Rewards: You will earn 1.5 Real Reward Points ("Points") for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.
6. Rewards PLUS: Points expire five years from the end of the quarter in which they are earned. You will earn 1.5 Reward Points ("Points") for each dollar of eligible Net Purchases made with your Account. You may earn additional Points for purchases at merchants that are classified as: airlines, cellular phone services, or hotels (each, a "Category"). You will earn an additional 1.5 Reward Points for purchases (for a total of 3 Reward Points) for each dollar of Net Purchases in the on Category that has the highest total Net Purchases charged to your Account (the "Highest Category") during each billing cycle.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc.