Mobile Banking at Central Valley Community Bank is a fast, secure and free service for our Personal Online Banking customers. Manage your money conveniently and securely from your mobile device anytime, anywhere!
For the best and most streamlined Mobile banking experience, it is best to access your Personal Online Banking accounts using the Mobile App by downloading it from the Apple store or Google Play store (depending on your device). Direct links to each store are provided on the log in page. When accessing your Personal Online Banking from the Mobile App, you are able to perform the following functions:
If you need to perform additional administrative functions that are not listed above, you can do so by accessing the Full site (see definition below).
You can also access your Personal Online Banking accounts through the Mobile Site log in. You will have a similar experience as the Mobile App with the same functionality and features available to you. When accessing your Personal Online Banking from the Mobile Site, you are able to perform the following functions:\
If you need to perform additional administrative functions that are not listed above, you can do so by accessing the Full site (see definition below).
This option is not optimized for mobile devices, but you will still be able to access if desired to be able to perform some of the administrative functions that you are not able to perform when using the App or the Mobile Site. This option will enable you to have all of the same features that you have when accessing Personal Online Banking from your desktop, which includes:
If you have additional questions, please contact our Customer Service Department at (800) 298-1775.
Central Valley Community Bank Mobile Banking is a free service and only available with a Central Valley Community Bank Personal Online Banking Account. However, your mobile phone service provider may charge for text messages and/or web access: check your plan for details.
Mobile Banking at Central Valley Community Bank is a fast, secure and free service for our Business Online Banking customers. Manage your money conveniently and securely from your mobile device anytime, anywhere!
For the best and most streamlined mobile banking experience, it is best to access your Business Online Banking accounts using the Mobile App by downloading it from the Apple store or Google Play store (depending on your device). Direct links to each store are provided on the log in page. When accessing your Business Online Banking from the Mobile App, you are able to perform the following functions
If you need to perform additional administrative functions that are not listed above, you can do so by accessing the Full site (see definition below).
You can also access your Business Online Banking accounts through the Mobile Site log in. You will have a similar experience as the Mobile App with the same functionality and features available to you. When accessing your Business Online Banking from the Mobile Site, you are able to perform the following functions:
If you need to perform additional administrative functions that are not listed above, you can do so by accessing the Full site (see definition below).
This option is not optimized for mobile devices, but you will still be able to access if desired to be able to perform some of the administrative functions that you are not able to perform when using the App or the Mobile site version. This option will enable you to have all of the same features that you have when accessing Business Online Banking from your desktop, which includes:
If you have additional questions, please contact our Customer Service Department at (800) 298-1775.
Central Valley Community Bank Mobile Banking is a free service and only available with a Central Valley Community Bank Business Online Banking Account. However, your mobile phone service provider may charge for text messages and/or web access: check your plan for details.
Central Valley Community Bank has always supported local businesses with exceptional products and services – just what you need to keep your organization strong and competitive in today’s market. Whether your looking for a Savings, Money Market, CD or Health Savings account, we have an account for your business.
| Features | Business Savings | Business Money Market Savings | Time Certificates of Deposit | Employer Group Health Savings Accounts |
|---|---|---|---|---|
| Learn More | Learn More | Learn More | Learn More | |
| Description | Designed to help businesses manage liquidity Can be linked to a CVCB Business Checking account | A flexible account earning more than a traditional savings account with instant access to your funds Available to sole proprietorships and non-profit organizations | Standard TCD offers fixed terms and rates from 3 months to 5 years Jumbo TCD offers fixed terms and rates from 1 month to 5 years | A Savings account that individuals with qualified high deductible health insurance policies can fund and use to pay for medical expenses (4) |
| Minimum Opening Deposit | $200 | Standard: $2,500 Premium: $10,000 | Standard: $2,000 Jumbo: $100,000 | $100 ($20 one time implementation fee) |
| Monthly Service Charge | $5 | Standard: $10 Premium: $15 | None | $3 |
| Minimum Balance to Waive Service Fee | $1,000 Daily Balance | Standard: $3,500 Daily Balance Premium: $5,000 Daily Balance | None | |
| Interest Earning | Yes (1) | Standard: Yes (1) Premium: Yes (1) | Yes (Based on principal balance at time of calculation) | No interest earned on days the balance falls below $500 Interest is accrued daily and paid monthly at current market rate If the account is closed prior to the interest payment period, interest will not be received |
| Transaction Limits | Transfers are limited to six per statement cycle (2) A debit fee of $3 will be charged for each debit transaction (withdrawal, check paid automatic transfer or payment out of this account) in excess of three during a statement cycle. | Transfers are limited to six per statement cycle (2) A debit fee of $15 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) in excess of six during a statement cycle | Early withdrawal penalties apply (3) Please see a New Account Sales Representative with questions | Refer to “Understanding Your Deposit Account” Terms and Conditions for details Please see a New Accounts Representative with questions |
| Special Features and Services Available | Please see a New Account Representative for more details | Please see a New Account Representative for more details | Offers a fixed or variable rate of interest on funds deposited Automatically renewable for a like period, at the current market rates in effect at the time of renewal | Unlimited check writing and debit card usage Monthly Statements Free Personal Online Banking Flexible access to account funds Tiered rates for higher balances |
(1) Interest earned is deducted from earnings credit when on analysis. No interest earned on days balance falls below $3,500 for a Money Market account or $10,000 for Premium Money Market account.
(2) Transfers from a Business Savings, Money Market or Premium Money Market account to another account of yours or to third parties by means of a preauthorized or automatic transfer, telephone order, or computer transfer are limited to six per statement cycle with no transfers by check, draft, debit card, or similar order to third parties. If you exceed these transfer limits, we may close your account or reclassify it as a transaction account.
(3) Substantial penalties may apply for each withdrawal of funds from a time deposit.
(4) You should consult your tax advisor regarding the tax benefits and restrictions of contributing to a Health Savings Account.
Please Note: This information is accurate as of November 1, 2017. Central Valley Community Bank reserves the right to make changes at any time as a result of a change of policy, law, and regulation or otherwise.
