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The Security Your Business Needs

Central Valley Community Bank has always supported local businesses with exceptional products and services – just what you need to keep your organization strong and competitive in today’s market. Whether your looking for a Savings, Money Market, CD or Health Savings account, we have an account for your business.

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Features Business Savings Business Money Market Savings Time Certificates of Deposit Employer Group Health Savings Accounts
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Description

Designed to help businesses manage liquidity 

Can be linked to a CVCB Business Checking account 

A flexible account earning more than a traditional savings account with instant access to your funds 

Available to sole proprietorships, non-profit organizations, partnerships, corporations and limited liability corporations

Standard TCD offers fixed terms and rates from 3 months to 5 years 

Jumbo TCD offers fixed terms and rates from 1 month to 5 years 

A Savings account that individuals with qualified high deductible health insurance policies can fund and use to pay for medical expenses (3)

Health Savings Account Frequently Asked Questions

Minimum Opening Deposit $200 Standard: $3,500
Premium: $10,000
Standard: $2,000
Jumbo: $100,000
$100
($20 one time implementation fee)
Monthly Service Charge $5 Standard: $12 
Premium: $17
None $3
Minimum Balance to Waive Service Fee
$1,000 Daily Balance Standard: $3,500 Daily Balance
Premium: $5,000 Daily Balance
Not Applicable Not Applicable
Interest Earning Yes (1)
(If the account is closed prior to the interest payment period, interest will not be received)
Standard & Premium: Yes (1)
(If the account is closed prior to the interest payment period, interest will not be received)


Yes
(Based on principal balance at time of calculation. If the account is closed prior to the interest payment period, interest will not be received)

No interest earned on days the balance falls below $500

Interest is accrued daily and paid monthly at current market rate

If the account is closed prior to the interest payment period, interest will not be received

Transaction Limits

None

None

Early withdraw penalties apply (2)

Please see a New Account Sales Representative with questions

Please see a New Accounts Representative with questions

Special Features and Services Available Please see a New Account Representative for more details
Please see a New Account Representative for more details

Offers a fixed rate of interest on funds deposited

Automatically renewable for a like period, at the current market rates in effect at the time of renewal

Unlimited check writing and debit card usage

Monthly Statements

Free Personal Online Banking Flexible access to account funds

Tiered rates for higher balances

(1) Interest earned is deducted from earnings credit when on analysis. No interest earned on the days balance falls below $3,500 for a Money Market account $10,000 for a Premium Money Market account, $2,000 for a standard Certificate of Deposit or $10,000 for a Jumbo Corticate of Deposit. This account is a tiered-rate account. The interest rate and annual percentage yield for your account depends upon the applicable rate tier. We may change the interest rate on your account at any time.

(2) Substantial penalties may apply for each withdrawal of funds from a time deposit.

(3) You should consult your tax advisor regarding the tax benefits and restrictions of contributing to a Health Savings Account. 

Please Note: This information is accurate as of February 1, 2021. Refer to "Important Information About Business Deposit Accounts" Terms and Conditions for details. Central Valley Community Bank reserves the right to make changes at any time as a result of a change of policy, law, and regulation or otherwise.