close up of grapes on a vine

The Right Loan To Help Your Business Grow

Central Valley Community Bank’s dedicated Agribusiness Lending department understands the unique needs of the Valley’s largest business category, and offers the products and services you need at rates and terms that are undeniably farm-friendly.

If you're looking for information about a 2021 PPP loan, visit our SBA Paycheck Protection Program page

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Features Crop Production Financing Agricultural Real Estate Line of Credit Equipment Loans Agricultural Real Estate Crop Development Loans
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Description

For row crops, vineyards, orchards and more, we offer both revolving and non-revolving credit lines for financing annual crop production; as well as, inventory and accounts receivable financing for food processing, handling and storage.

Line of credit for crop production and overhead expenses.

Whether you have your eye on new equipment or used, we offer financing for all options.

We offer direct financing and financing under a Farmer Mac agricultural loan program, giving full- and part-time farmers flexible loan terms, competitive fixed and variable rates and a welcome choice of lender, resulting in low-cost loans for agricultural real estate, facility financing, and rural housing mortgages.

For working capital or investment credit for viable agriculture purpose

Loan Amounts $100,000 and up $100,000 and up $100,000 and up $100,000 and up $100,000 and up
Terms Available Annual 5 years 5 - 7 years Up to 30 years amortization
Interest Terms Fixed and variable rates Variable rates
Fixed and variable rates
Fixed and variable rates
Fixed and variable rates
Payment Schedules Interest monthly Interest Monthly Up to annual
Up to annual
Monthly up to annual
Access Single and multiple disbursements Single and multiple disbursements
Single and multiple disbursements
Single and multiple disbursements
Single and multiple disbursements
Collateral Secured Real Estate Secured
Secured
Secured
Secured
Additional Information

Local lending authority and relationship officer 

Federal and state guarantees

Local lending authority and relationship officer 

Free eStatements

Local lending authority and relationship officer 

Federal and state guarantees

Local lending authority and relationship officer 

Federal and state guarantees

Local lending authority and relationship officer 

Federal and state guarantees

For more information about Agribusiness Loans please contact the Agribusiness Department at (559) 323-3493.

Please note: This information is accurate as of February 1, 2021. Central Valley Community Bank reserves the right to make changes at any time as a result of a change or policy.