credit card reader and credit card

Personal Credit Cards


We make it easy to choose the credit card that is right for you - Low Rate or Preferred Points Rewards. It’s the only card you need for everything you need to do.

Personal Card – Low Rate

Features
  • No annual fee.
  • Low introductory rate for the first six months.1
  • Competitive ongoing APR. 1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
  • Extraordinary benefits with Mastercard® including:
    • Airport Concierge
    • ID Theft Protection
    • Global Services
    • Cell Phone Coverage*
    • Travel & Lifestyle Services*
    • Online shopping/delivery discounts*
    • Certain restrictions apply detailed in he applicable benefits brochure received with new credit card.

Fees
Other fees may be charged, see application for details.


Personal Card –World / Preferred Points Rewards

Features
  • Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Low introductory rate for first six months. 1
  • Competitive ongoing APR. 1
  • No annual fee.
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits
  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Car rental insurance coverage and a host of extraordinary Mastercard benefits.
  • Unlike some card offers, the APR 1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees
Other fees may be charged, see application for details.



Paper applications are also available at your local Banking Center.

1 Please see application for information about current APRs and fees.
* Mastercard World cardholders only