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Business On Your Terms

Let us tailor a loan to meet your business needs. Whether you need financing for equipment purchases, inventory, or a special purpose to keep your business competitive, we can create the perfect lending solution. 

COVID-19 Relief Loans For Clients

If you are experiencing financial distress and need assistance, we can help.  Learn more here.

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Features Lines of Credit Business Term Loans Quick Business Credit Small Business Loans
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Description

Short-term working capital 

Business expansion

Overdraft protection

Finance receivables

Finance inventory

Business expansion 

Acquisitions

Equipment purchases

Long-term working capital

Equipment financing 

Overdraft protection

Short-term working capital

Business expansion

Loan or Line of Credit 

Equipment financing

Working capital

Business expansion

Finance inventory

Finance receivables

Loan Amounts $250,000 and up $250,000 and up Up to $25,000 Up to $250,000
Terms Available Annual reviews Various Various Various
Interest Terms Variable rates Fixed and variable rates Fixed and variable rates
Fixed and variable rates
Monthly Payment Interest only Principal & Interest Varies with product and loan amount Varies with product and loan amount
Access By phone, check or in person

View and make payments through Business Online Banking
By phone, check or in person
 
View, transfer funds and make payments through Business Online Banking (1)

By phone, check or in person for Lines of Credit 

Loan funds cannot be transferred between accounts

View and make payments through Business Online Banking

View and make payments through Business Online Banking
Collateral Unsecured or secured Secured Unsecured or secured
Unsecured or secured
Additional Information

Local lending authority

Local relationship officer




Local lending authority

Local relationship officer


Local lending authority

Local relationship officer

Loan or Line of Credit

Easy application

Requires limited financial information, varies by loan request

Quick decisions and access to funds

Local lending authority

Local relationship officer

Loan or Line of Credit

Information required may vary based on loan request

Easy access to funds

Continuous access to credit

For more information about Business Loans please contact the Business Lending Department at (800) 298-1775

(1) Requires approval; access restricted to certain loans and lines of credit. Ask your loan officer for details.

Please note: This information is accurate as of November 1, 2019. Central Valley Community Bank reserves the right to make changes at any time as a result of a change of policy, law, and regulation or otherwise.