Keeping You & Your Business Healthy
Central Valley Community Bank understands just how complicated it can be to keep your finances fit & healthy. The Financial Health Club is an online resource center where you can easily find the personal and business tips you need to keep your finances running safe, strong and smoothly. Subjects are updated regularly, so check back for new topics and information.
Central Valley Community Bank is dedicated to providing financial education and helpful resources to help you and your business thrive. Each month we will be highlighting different topics and providing you with valuable tips and recommendations that contribute to your financial success, from savings to consumer protection to cyber security and more. Check up regularly to acquire helpful information to promote your financial growth.
In light of the recent news of the Equifax data breach, Central Valley Community Bank is recommending that all customers visit the Equifax Security webpage at www.equifaxsecurity2017.com to get the most up-to-date information regarding the breach and steps to take if you were affected.
Central Valley Community Bank recommends that you check with your credit card company and any other third parties to ensure your account information has not been compromised. It is also recommended that you continue to use a credit monitoring service beyond the first free year of TrustedID Premier offered by Equifax. If you believe your identity has been compromised, please refer to the Federal Trade Commission's Identity Recovery Plan.
FTC's Identity Recovery Plan
It's hard to keep your business in order when your office and surroundings are not. Learn how to be more efficient and move faster in your personal and business life.
FTC: Identity Theft: A Recovery Plan
If you suspect that someone has stolen your identity, acting quickly is the best way to limit the damage. Setting things straight involves some work. This guide has tips, worksheets, blank forms, and sample letters to guide you through the recovery process.
Identity Theft continues to be one of the fastest growing crimes in the United States, and has ranked as one to the top consumer concerns for the past several years. The Federal Deposit Insurance Corporation (FDIC) has produced a multimedia presentation to help consumers protect themselves from identity theft. This presentation provides steps consumers should take to secure their computer and protect themselves from identity theft.
Personal financing is crucial to keeping yourself within your budget, while allowing you to accomplish all of your financial goals. Below are helpful tools to get you started:
How to Establish, Boost & Check Your Credit ScoreIn the world of personal finance, having a strong credit history is important for success. The resources below will provide you with valuable information for establishing, boosting or checking your credit score:
Fraud Education & Identity Protection Tips
Preventing cybercriminals from accessing your personal information is the first step in protecting your identity. Check out these helpful tips for how to protect yourself from fraud:
Lock & Alert Service Now Available from Equifax
Equifax has launched a new service that provides consumers the ability to lock and unlock their Equifax Credit Report, for free, for life! For more information on this service, please visit Equifax.
Business financing is an important step in allowing your business to grow, survive and succeed. Below are helpful tools to get you on the road to success:
Business & Cash Flow Management
Start planning for next year by evaluating this year’s performance, analyze the competition, and project sales for the year.
Business Fraud Protection & Safety
Cybercriminals are setting their sights on small to mid-size businesses. Safeguarding sensitive data in your files and on your computers is just plain good for business. If information falls in the wrong hands, it can lead to fraud or identity theft. A sound data security plan is built on five key principals:
- Take stock. Know what personal information you have in your files and on your computers.
- Scale down. Keep only what you need for your business.
- Lock it. Protect the information in your care.
- Pitch it. Properly dispose of what you no longer need.
- Plan ahead. Create a plan to respond to security incidents.
- Watch the full video here.
Your business can’t afford to have its information get into the wrong hands. Check out the newest trends and techniques to protect your business from fraudulent attacks.
Consumer ResourcesInformation, resources and views provided through the Financial Health Club are general in nature for your consideration and are not legal, tax or investment advice. Central Valley Community Bank makes no warranties as to the accuracy or completeness of the information, nor does it endorse any non-Central Valley Community Bank companies, products or services described. This information is provided “as is” and carries no warranties. We take no liability for your use of this information. Information provided regarding business risk management and safeguards do not necessarily represent Central Valley Community Bank’s business practices. Please contact your own information technology security, legal, tax or financial advisors regarding your specific business needs before taking any actions based upon this information. Central Valley Community Bank does not provide financial, tax or legal advice. Please see your advisors to determine how this information may apply to your own situation.