How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases)”. See your Credit Card Agreement for more details.
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your Credit Card Agreement.
Visa Account Updater Service (VAU) - This is a service offered by Visa that will provide card number and expiration date updates to merchants who maintain card-on-file (COF) account information used to process recurring customer payments. This is an expedient way for Issuing Banks to communicate the most recent cardholder information to VISA. You will not have to provide updated card information to participating card-on-file merchants. Example: If you have a subscription service such as Netflix, that you have allowed to debit your account on a recurring basis, they would automatically be notified when your card auto renews/expires and be given the most up to date information eliminating the potential for interruption of your service due to outdated card-on-file information. You have the option to opt out of this service by contacting the bank and completing a VISA Account Updater Service “opt-out” form.