Financial planning meetingCentral Valley Investment Services and Raymond James Financial Services

 At Central Valley Community Bank our wealth management division, Central Valley Investment Services (CVIS), is dedicated to helping our clients achieve their financial goals now and for the future. We believe that there are many ways to achieving investment success. Our financial advisors are dedicated to listening, understanding, and providing innovative solutions to help you start building your investment portfolio, or conserve what you’ve already grown over time, all while helping you prepare for your future either personally or in your business. 

Our experienced financial advisors are committed to your satisfaction and it’s both their priority and their privilege to help you manage your investments as a partner for life by providing financial planning services including: 

  • 401K Plans - Group, Owner and Individual Plans
  • Executive Benefits
  • Employee Retirement Plan Programs
  • Defined Benefit Pensions
  • Third Party Administration (TPA) Partnerships
  • Income Tax Awareness
  • Insurance and Annuity Services
  • Risk Management
Jerry Lawless   
Financial Advisor
California Insurance License #0806649
(559) 297-6179
 
Serving Fresno County
Robert Faust photo     Robert Faust
Financial Advisor
California Insurance License #0F47635
(209) 644-7806
 
Serving Merced, Stanislaus, San Joaquin, and Sacramento Counties
Tim Welch photo     
Financial Advisor
California Insurance License #0D11400
(559) 323-3407

Serving Fresno, Madera and Tulare Counties
 



As a business owner, you’ve built something you care about – and you want to see it last. We understand. We’re well-versed in the challenges and opportunities before you. As your financial guide, we help you further your own brand of success by giving you the confidence to focus on what you do best.

You’ve honed the skills necessary to prosper in the marketplace, and lived the unceasing commitment that is running a business. Like all business owners and entrepreneurs, you’ve learned that your personal and professional lives may intertwine in ways you had not anticipated. As your guide, we help you see all angles of the bigger picture – important things like passing on a legacy to the next generation and helping to ensure your workers have options for retirement planning.

We help you cut through the complexity of your financial situation to create, implement and manage an all-encompassing plan designed to pursue your goals – personally and professionally. Our strategies capitalize on our deep resources and insightful analysis and are customized to your needs. The result is a balanced plan interwoven with the details of how you picture your life.

SERVICES INCLUDE
  • Business Continuation and Succession Planning
  • Retirement Plans
  • Wealth Preservation & Investment Planning
  • Estate and Tax Planning
  • Charitable Giving
  • Cash Management
  • Employee Stock Ownership Plans (ESOPS)
  • Insurance and Annuity Plans
  • Risk Management

Whether you’re looking for assistance in overseeing your current plan or implementing a new one, our team offers the attention and resources to guide you through every step, helping you distinguish among seemingly endless investment options, stay current with regulations and fiduciary responsibilities, as well as educate plan participants on their options.

Having partnered with institutions of varying sizes and industries, we understand how important it is to maximize plan benefits while staying tax efficient. We utilize strategies designed to ensure your plan serves both your needs as an institution, as well as those of your constituents.

Your responsibilities are substantial, and – without additional support – your duties as a plan sponsor can easily absorb precious time. We aim to serve as a seamless extension of your office, providing the support necessary to allow your leaders to focus on growing and advancing your business. Through every phase, we work closely with you to help ensure your retirement plan remains aligned with your preferences as an institution, always propelling you toward your corporate mission.

We have experience establishing and overseeing a variety of qualified retirement plans and non-qualified deferred compensation plans.

SERVICES INCLUDE
  • 401(k) Plans
  • 401(k) Profit Sharing Plans
  • Simplified Employee Pensions (SEPs)
  • SIMPLE IRAs
  • Safe-Harbor 401(k) Plans
  • Owner Only/One-Person 401(k) Plans
  • Profit Sharing Plans
  • Age-Weighted/Comparability Profit Sharing Plans
  • Defined Benefit Pensions
  • Third-Party Administration (TPA) Partnership

We have had the privilege of guiding generations of clients, applying a consultative approach to managing the complexities that accompany wealth. Our offerings reflect the distinct needs of the families we serve, including coordination with other professional advisors such as CPAs and attorneys to help ensure our service is in harmony with all aspects of your life.

From private wealth management to customized estate planning and wealth transfer, you can turn to us for comprehensive financial planning and leading-edge resources. Our access to technology, research and specialized knowledge allows us to nimbly adapt to your needs and objectives.

You've spent a lifetime building a legacy. Let our prudent approach help you make the most of it.

SERVICES INCLUDE
  • Wealth & Investment Management
  • Tax Strategies
  • Long Term Care Analysis
  • Education Planning
  • Charitable Giving
  • Estate and Legacy Planning
  • Family Governance

With retirees living longer, more active lives, it’s essential for your retirement plan to work for you, helping you enjoy the life you’ve envisioned while also mitigating risk that could make your nest egg vulnerable. We help pre-retirees and retirees overcome the challenges of such a profound lifestyle change.

Working together, we talk about what you need and want your money to do for you and assess the likelihood that you’ll be able to achieve these goals. If you have to make tradeoffs, we help you there, too, showing you how small compromises might make a big impact over the long term. We also talk about the things that concern you, and strategies that can help alleviate those concerns. As your lifestyle changes, we update your financial plan to keep you moving in the direction you want to go.

We also strive to ensure that your wealth passes in the most efficient way to your heirs and philanthropic endeavors through estate and legacy planning. With our help, you have a full range of resources at your disposal.

SERVICES INCLUDE
  • Retirement Income and Planning
  • Estate and Legacy Planning
  • Long Term Care Needs Analysis
  • Life Insurance and Annuities
  • Portfolio Reviews and Assessments
  • Charitable Giving
  • Risk Management and Mitigation
 
 

 Important Consumer Information:

Securities offered through Raymond James Financial Services, Inc., Member FINRA / SIPC, are not insured by bank insurance, the FDIC or any other government agency, are not deposits or obligations of the bank, are not guaranteed by the bank, and are subject to risks, including the possible loss of principal. Investment Advisory Services are offered through Raymond James Financial Services Advisors, Inc. Central Valley Investment Services and Central Valley Community Bank are not registered broker/dealers, and are independent of Raymond James Financial Services.

This site is for informational purposes only and is not intended to be a solicitation or offering of any security. Representatives of a broker-dealer ("BD") or investment advisor ("IA") may only conduct business in a state if the representatives and the BD or IA they represent (a) satisfy the qualification requirements of, and are approved to do business by, the state; or (b) are excluded or exempted from the state's licensure requirements. 

Representatives of a BD or IA are deemed to conduct business in a state to the extent that they provide individualized responses to investor inquiries that involve (a) effecting, or attempting to effect, transactions in securities; or (b) rendering personalized investment advice for compensation.

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