Service Charge Change Notice
Effective January 1, 2023
Account Changes
At Central Valley Community Bank, we’re committed to meeting your needs with exceptional client service and a full range of digital and in-person banking options. We appreciate the trust you’ve placed in us, and work hard to earn it every day with responsive service and clear communication. Accordingly, we want to let you know of an important change to your Central Valley Community Bank account(s):
Personal Account Changes
| Monthly Service Charge | Current | New | Service Charge Waiver |
|---|---|---|---|
| Regular Savings |
$4
|
$5
|
$300 daily balance
|
| Simplicity Checking |
$8
|
$10
|
Enrollment in eStatements
|
| Minimum Daily Balance | Current | New | Service Charge Waiver |
|---|---|---|---|
| Premium Money Market |
$5,000
|
$10,000
|
$10,000 daily balance
|
| Relationship Interest Checking |
$2,500
|
$2,000
|
$2,000 daily or monthly average balance of $5,000
|
Business Account Changes
| Monthly Service Charge | Current | New | Service Charge Waiver |
|---|---|---|---|
| Non-Profit Checking |
$5
|
$8
|
Enrollment in eStatements
|
| Minimum Daily Balance | Current | New | Service Charge Waiver |
|---|---|---|---|
| Premium Money Market |
$5,000
|
$10,000
|
$10,000 daily balance
|
Miscellaneous Fee Changes
| Current | New | |
|---|---|---|
| Non-Sufficient Funds (Overdraft) |
$35
|
$25
|
| Non-Sufficient Funds (Returned) |
$35
|
$10
|
| Consumer Accounts – Maximum Charge Per Day |
6
|
4
|
| Non-Consumer Accounts – Maximum Charge Per Day |
10
|
8
|
|
De Minimis
$0 NSF fee on paid or returned items if your account is overdrawn by $50 or less at the end of the business day.
|
$10
|
$50
|
|
Advance Fee
Overdraft Protection Transfers (between Checking/Savings Accounts)
|
$10
|
No Charge
|
| Returned Deposit Items |
$10
|
No Charge
|
We're Here To Assist You
You may request a copy of the entire Schedule of Fees at any of our Banking Center locations after December 15, 2022. If you have questions or require any further assistance, we would be happy to help when you contact Customer Service by phone at (800) 298-1775 or by email at customerservice@cvcb.com.