Strong, Safe & Secure For Over 43 Years
CEO Message To Our Clients
It is widely known that the financial services sector has experienced uncertainty as a result of recent news reports of certain bank closures. I wanted to personally assure you that Central Valley Community Bank (CVCB) is financially sound, well-capitalized and managed above industry risk standards - just as it has been throughout our 43+ year history.
As we all navigate this economic uncertainty, one CVCB value remains consistent no matter the environment: our commitment to your relationship. We value the trust you have placed in us as your bank, and continue to hold the financial well-being of our clients, team and communities as our highest priority.
Our Company is distinctly different, in fact:
- CVCB’s conservative business model and financial position provide our Company with substantial liquidity, which is monitored daily and managed conservatively.
- The Company's capital is maintained at levels that exceed the highest regulatory threshold.
- CVCB's deposit base is as diversified as the territory we cover throughout the San Joaquin Valley and Greater Sacramento region, and mirrors the stable client base we have served for over four decades.
- The majority of CVCB’s deposits are insured by the FDIC.
- Independent analysts have designated the Company's financial performance at the top of their scale in financial and operating results.
- We welcome you to review our financial performance on our website:
2023 First Quarter Press Release 2022 Quarterly Report Newsletter
History demonstrates that CVCB has been resilient and our experienced bankers have remained focused on client success throughout difficult economic cycles, in times of recession, industry volatility and the recent pandemic. We are financially well-positioned and remain committed to assisting you and your business, no matter the ever-changing nature of the fiscal landscape.
At CVCB, we are not just your bank, but your partner, regardless of the economic environment – and that’s a fact! Our team stands ready to support you in your banking relationship today, tomorrow and far into the future.
Please contact us should you have concerns or need assistance. We are honored to be your financial advocate and deeply value your trust and loyal relationship.
James J. Kim
President & CEO
