| Fixed Rate Home Loan | Adjustable Rate Home Loan | Single Family Construction Loans | Commercial Real Estate Loans | |
|---|---|---|---|---|
| Loan Designed For: |
Stable, long-term payments
Customers who want to stay in their home more than 7 years |
Customers who want to capitalize on low rates Customers who plan on moving within a few years of purchase |
Purchase of a lot and construction of your own home | Construction and permanent financing packages are available for professional office, rental, apartments, warehouse and industrial properties |
| Amount of Loan: | Conventional to $417,000 Jumbo loans available |
Conventional to $417,000 Jumbo loans available |
Varies with program. Ask a representative for details |
Varies with program. Ask a representative for details |
| Terms: | Varies with program. Ask a representative for details |
Varies with program. Ask a representative for details |
Varies with program. Ask a representative for details |
Varies with program. Ask a representative for details |
| Interest: | Fixed rate for the term of the loan | Variable rate tied to an index | Fixed and variable rates | Construction loans: variable tied to prime Permanent loans: competitive fixed or variable rate programs available |
| Benefits: | Stable, fixed house payments for the life of the loan Wide choice of loan products available |
Allows you to take advantage of falling or low interest rates May provide a lower starting interest rate at the start of the loan Monthly payments are generally lower in the beginning of the loan which may help you qualify for a higher loan amount |
Permanent loan will be processed during the construction period and available at building completion Because your construction loan is administered locally, inspections and disbursements are handled quickly and efficiently Ability to have your new home custom built to your specifications |
Local lending decisions means we work with you to assist you in achieving your business lending needs Small Business Administration (SBA) loans are available, which offer low down payments and competitive interest rates for owner occupants |
Please Note: This information is accurate as of January 2012. Central Valley Community Bank
reserves the right to make changes at any time as a result of a change of policy, law, and regulation or otherwise.
Contact Our Real Estate Department At (559) 323-3365
Learn about other Central Valley Community Bank accounts
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| Overdraft Protection Your Savings account can help  Learn More |
FDIC Coverage Find out about options to protect your money Learn More |
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