Real Estate Lending

  Fixed Rate
Home Loan
Adjustable Rate
Home Loan 
Single Family
Construction Loans
Commercial Real
Estate Loans
Designed
For:

Stable, long-term payments

Customers who want to stay in their home more than 7 years

Customers who want to capitalize on low rates

Customers who plan on moving within a few years of purchase

Purchase of a lot and construction of your own home Construction and permanent financing packages are available for professional office, rental, apartments, warehouse and industrial properties
Amount of Loan:  Conventional to $417,000

Jumbo loans available

Conventional to $417,000

Jumbo loans available

Varies with program

Ask a representative for details

Varies with program

Ask a representative for details

Terms:

Varies with program

Ask a representative for details

Varies with program

Ask a representative for details

Varies with program

Ask a representative for details

Varies with program

Ask a representative for details

Interest:  Fixed rate for the term of the loan Variable rate tied to an index Fixed and variable rates Construction loans: variable tied to prime

Permanent loans: competitive fixed or variable rate programs available

Benefits:  Stable, fixed house payments for the life of the loan

Wide choice of loan products available

Allows you to take advantage of falling or low interest rates

May provide a lower starting interest rate at the start of the loan

Permanent financing can be processed during the construction period and available at building completion 

Because your construction loan is administered locally, inspections and disbursements are handled quickly and efficiently

Ability to have your new home custom built to your specifications

Local lending decisions mean we work with you to assist you in achieving your business lending needs

Small Business Administration (SBA) loans are available, which offer low down payments and competitive interest rates for owner occupants

Please Note: This information is accurate as of November 2014. Central Valley Community Bank
reserves the right to make changes at any time as a result of a change of policy, law, and regulation or otherwise.

Contact Our Real Estate Department At (559) 323-3365

Click Here For A List Of Registered Mortgage Loan Originators

Learn about other Central Valley Community Bank accounts
that can help meet your personal and business needs.
     




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