| VISA® Classic** | VISA® Gold** | Other Personal Loans & Lines of Credit | |
|---|---|---|---|
Designed For: |
|
Instant purchasing power at any time, for any reason |
Community Credit Line
For customers who want instant borrowing power with fixed rates and convenient loan amounts |
| Loan Amount: | Credit limit established upon approval ($500 to $5,000) | Credit limit established upon approval ($5,000 to $35,000) |
Auto Loans
For customers looking to purchase a new or used car, light duty truck or sport utility vehicle or even refinance an existing auto loan or lease. |
| Terms: | Annual Fee: $20 Grace Period: Not less than 25 days |
Annual Fee: $25 Grace Period: Not less than 25 days |
Recreational Vehicle Loans
For customers looking to purchase a new or used recreational vehicle including boats or RVs or refinance an existing auto loan or lease |
| Interest: | 16.56% APR for purchases 9.99% APR for balance transfers | 11.90% APR for purchases 9.99% APR for balance transfers | Equity FlexSM
For customers who want instant borrowing power for home improvement, debt consolidation, educational expenses, purchases, etc. |
| Options/Benefits: | Competitive interest rate No transaction fee for balance transfers No over limit fee Discounts on eyewear, pharmacy, travel reservations and auto rentals
|
Competitive interest rate No transaction fee for balance transfers No over limit fee Discounts on eyewear, pharmacy, travel reservations and auto rentals Benefits including medical assistance, bonus travel dividends, lost luggage locator tag and concierge service |
For customers who want instant borrowing power for home improvement, tax planning, purchases, etc. |
* Home Equity Line of Credit and Home Equity Loans may receive tax benefits. Consult your tax
advisor. ** Additional fees may apply.
Please Note: This information is accurate as of February 2013. Central Valley Community Bank
reserves the right to make changes at any time as a result of a change of policy, law, and
regulation or otherwise.
Learn about other Central Valley Community Bank accounts
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