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EquityFlexSM
Home Equity Credit Line

VISA® Classic** VISA® Gold** Other Personal Loans
& Lines of Credit

Designed For:

Instant borrowing power

Home Improvement

Debt consolidation

Educational Expenses

Purchases


Instant purchasing power at any time, for any reason
 


 

 


 

 
Instant purchasing power at any time, for any reason

 

 

Community Credit Line 

For customers who want instant borrowing power with fixed rates and convenient loan amounts

 

Loan Amount: Minimum: $10,000 Credit limit established upon approval($500 - $5,000)

Credit limit established upon approval ($5,001 - $35,000)

 

Auto Loans

For customers looking to purchase
a new or used car, light duty truck
or sport utility vehicle or even
refinance an existing auto loan or lease

 

Terms: Varies with program or ask a
representative for details
Annual Fee: $20
Grace Period: Not less than 25 days

Annual Fee: $25
Grace Period: Not less than 25 days

Recreational Vehicle Loans

For customers looking to purchase a new or used recreational vehicle including boats or RVs or refinance an existing auto loan or lease

Interest:   Variable Rates 16.56% APR for purchases
9.99% APR for balance transfers
11.90% APR for purchases
9.99% APR for balance transfers
 
Options/Benefits:   Provides the security of a line of
credit with the flexibility of fixing a
portion of the line of credit to a
fixed rate loan

May receive tax benefits*

Automatic loan payment

Lower monthly payments

Easy access to funds

Competitive interest rate

No transaction fee for balance transfers

Discounts on eyewear, pharmacy, travel reservations and auto rentals

 

Visa® Classic Credit Card Disclosure

 

 

 

Competitive interest rate

No transaction fee for balance transfers

Discounts on eyewear, pharmacy, travel reservations and auto rentals

Benefits including medical assistance, bonus travel dividends, lost luggage locator tag and concierge service

 

Visa® Gold Credit Card Disclosure

 

*Home Equity Line of Credit and Home Equity Loans may receive tax benefits. Consult your tax
advisor. ** Additional fees may apply.
Please Note: This information is accurate as of May 2010. Central Valley Community Bank
reserves the right to make changes at any time as a result of a change of policy, law, and
regulation or otherwise.

Learn about other Central Valley Community Bank accounts
that can help meet your personal and business needs.
   
     



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