Overdraft CoveragePersonal Checking

  FeaturesStudent CheckingSecure 
Checking
Relationship Interest
Checking
Simplicity Checking
Description:

A checking account for young adults 14-18 who are entering into a banking relationship

Requires a parent or guardian as joint owner

A simple and easy account with the benefit of Identity Theft Assistance

A checking account that earns interest, in addition to offering a variety of enhanced features 

The online account that's environmentally friendly

Writing checks is optional with the convenience of a debit card

Minimum Opening Deposit: 

$25

$25

$100

$25



$7
(waived with enrollment in eStatements) (3)
Monthly Service Charge:

None

($5 once accountholder is 19 years of age)

$8

$7 (with enrollment in eStatements) (3)

No monthly service charge for customers 62 and over (3)

 

$8
$6 (with Direct Deposit)

Minimum Balance to Waive Service Charge: Not Applicable Not Applicable  $2,000 daily or a monthly average balance of $5,000 Not Applicable
Interest Earning:  Not Applicable Not Applicable

Yes (4)

 

 Not Applicable
 ATM & Check Writing 

Unlimited check writing and ATM card usage

Free Check safekeeping 

15 checks/drafts per statement cycle ($0.75 each thereafter) 

Unlimited Visa Debit/ATM card Usage

Free Check safekeeping

Customers 62 and over receive CVCB senior secure checks free of charge (All other check orders, shipping and handling fees may apply)

Unlimited Visa Debit/ATM card Usage

Free CVCB logo checks or discount applies (shipping and handling fees may apply)

Five cashiers checks issued at no charge (limit 5 per month)  

5 checks/drafts per statement cycle ($0.75 each thereafter) 

Unlimited Visa Debit/ATM card Usage

Free Check safekeeping

Electronic Services:

Free Online Banking with check images

Free eStatements (3)

Free Online Banking with check images

Free eStatements (3)

Mobile Banking (1)

Popmoney (Person-to-Person payments) 

Free Online Banking with check images

Free eStatements (3)

Mobile Banking (1)

Popmoney (Person-to-Person payments) 

Free Online Banking with check images

Free eStatements (3)

Mobile Banking (1)

Popmoney (Person-to-Person payments)

Overdraft Services:

Overdraft form Savings Account (Restrictions Apply) 

Overdraft form Savings Account (restrictions apply)

$700 Occasional Overdraft Service (restrictions apply)

 

Overdraft form Savings Account (restrictions apply)

$700 Occasional Overdraft Service (restrictions apply)

Overdraft form Savings Account (restrictions apply)

$700 Occasional Overdraft Service (restrictions apply)

Special Features:

Not Applicable 

Free Identity Theft Protection Package to include ID Restoration Pro (5) 

Small Safe Deposit box provided ( fee waived for one year) (2)

Reduced rate of 25% may apply to certain consumer loans with automatic payments (See your Account Representative for specific details and requirements) 

Not Applicable 

(1) Message data rates apply. (2) New rentals only. Subject to availability. Small box only. (3) eStatements require a valid email address. (4) No interest earned on the days balance falls below $2,000 for relationship interest checking (5) See branch for more details. 
Please Note: This information is accurate as of January 2016. Central Valley Community Bank reserves the right to make changes at any time as a result of a change of policy, law, and regulation or otherwise.

Learn about other Central Valley Community Bank accounts
that can help meet your business and personal needs.
Personal Savings  Loans & Lines of Credit  Real Estate Loans 




Safety & Soundness
Our priority: Your confidence!
Learn More
Overdraft Protection
Your Savings Account can help
 Learn More
Bill Pay
Pay your bills online
 Learn More