Central Valley Community Bank


Features	Youth Checking	Student Checking	FREE Checking	Regular Checking	Relationship Interest Checking	Relationship Plus Checking
Description:	A checking account for teens 14-17 years of age	A checking account for students over 18 years of age. After 5 years account will automatically convert to our Free Checking account	Free from any monthly service charge and minimum balance requirements**	A simple and easy checking account	An interest earning checking account	A simple flat fee, interest earning checking account, with added benefits
Minimum Opening Deposit:	$25	$25	$25	$100	$100	$100
Monthly Service Charge:	None	None	None	$10 ($8 with Direct Deposit)	$10 ($8 with Direct Deposit)	$9 ($7 with Direct Deposit)
Minimum Balance To Waive Service Charge:	None	None	None	$1,200 daily or a monthly average balance of $2,500	$1,200 daily or a monthly average balance of $2,500	None
Interest Earning: (At Current Market Rate)	Not Applicable	Not applicable	Not applicable	Not applicable	Yes, when $1,200 minimum daily balance is maintained	Yes, with no minimum balance requirement
Special Features and Services Available:	Unlimited check writing & ATM usage No per check fee Free check safekeeping Overdraft from Savings Account (restrictions apply) Monthly Statements ATM card access for withdrawal up to $40 Computer loans Free first 50 imprinted checks with your initial paid check order Free online banking.	Unlimited check writing & ATM usage No per check fee Free check safekeeping Overdraft from Savings Account (restrictions apply) Monthly Statements ATM card access for withdrawal up to $300 Computer loans Free first 50 imprinted checks with your initial paid check order Free Online banking and Free Basic Bill Pay	Unlimited check writing & ATM usage No per check fee Free check safekeeping Free first 50 imprinted checks with your initial paid check order Free Online banking	Unlimited check writing & ATM usage No per check fee Free Online banking	Unlimited check writing & ATM usage No per check fee Free Online banking Free Basic Bill Pay, if requested or for $2.00 per month get Deluxe Bill Pay service Cashier's checks at no issue charge (limit 5 per month) Free safe deposit box for one year* Free travelers' checks at no issue charge Free bank checks Reduced rate on installment loans with automatic payment	Unlimited check writing & ATM usage No per check fee $5 Minor Savings Account Reduced rate on installment loans with automatic payment Cashier's checks at no issue charge (limit 5 per month) Free safe deposit box for one year* Free travelers' checks at no issue charge Free bank checks Free Online banking Free Deluxe Bill Pay if requested

Personal Checking	Convenience Products	Personal Savings	IRA	Consumer Loans	Real Estate Loans	Business Checking & Savings	Business Loans
* New rentals only. Subject to availability. Small box only. ** Other charges or fees may apply. Please Note: This information is accurate as of March 2008. Central Valley Community Bank reserves the right to make changes at any time as a result of a change of policy, law, and regulation or otherwise.