Available to sole proprietorships, partnerships, corporations, and limited liability corporations
Offers professional banking services
Available to sole proprietorships and non-profit organizations only
Earn interest while having immediate access to funds
Available to non-profit organizations, unincorporated
lodges, associations and non-profit corporations
Designed to help businesses manage surplus funds
Can be linked to our checking and other deposit products
Pays higher interest than Business Savings while permitting instant access to your funds
Can be linked to our checking and other deposit products
Minimum Opening Deposit:
$100
$100
$100
$200
$2,500
Minimum Balance To Waive Service Charge:
$2,500
daily or a monthly average balance of $5,000
$3,500
daily
or a monthly average balance of $7,000
$2,500 daily or a monthly average balance of $5,000
$300
$2,500
Monthly Service Charge If Minimum Balance Is Not Maintained:
$15 monthly service charge if daily/monthly average balance
is not maintained
$17 monthly service charge if daily/monthly average balance
is not maintained
$5 monthly service charge if daily/monthly average balance
is not maintained
$5 per month when balance drops below $300
$10 per month when balance drops below $2,500
Interest Earning:
Does not earn interest
Earns interest at the current market rate
Does not earn interest
Interest compounded daily and paid quarterly
Tiered interest rates based on balances maintained daily. Interest paid monthly
Transaction Limits
and Fees:
High volume accounts are subject to account analysis
Free Basic Bill Pay for sole proprietorships only, $5.95 for partnerships, corporations and limited liability corporations
A $0.30 per item fee will be charged for each debit
exceeding a quantity of 150 each four week period (statement
cycle)
A $1.50 per item fee will be charged for each credit
exceeding a quantity of 20 each four week period (statement
cycle)
High volume accounts are subject to account analysis
Free Basic Bill Pay for sole proprietorships only, $5.95 for non-profit organizations
A $0.30 per item fee will be charged for each debit
exceeding a quantity of 150 each four week period (statement
cycle)
A $1.50 per item fee will be charged for each credit
exceeding a quantity of 20 each four week period (statement
cycle)
High volume accounts are subject to account analysis
A $0.30 per item fee will be charged for each debit
exceeding a quantity of 150 each four week period (statement
cycle)
A $1.50 per item fee will be charged for each credit
exceeding a quantity of 20 each four week period (statement
cycle)
Transfers from a Business Savings
account to another account or to
third parties by preauthorized,
automatic, telephone, or computer
transfer are limited to six each
four week period (statement cycle)
with no more than three transfers by
draft, debit card, or similar order
to third parties
An excess debit fee
of $2.00 will be charged for each
debit transaction (withdrawal,
automatic transfer or payment out of
this account) in excess of three
each four week period (statement
cycle)
Transfers from a Money Market account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer are limited to six each four week period (statement cycle) with no more than three by check, draft or similar order to third parties
Please Note: This information is
accurate as of March 2008.
Central Valley Community Bank reserves the right to make changes at any time as a result of a change of policy, law, and regulation or otherwise.
