FDIC Insurance Updates
FDIC deposit insurance of bank deposits has permanently increased from $100,000 to $250,000 for all insurable accounts.
Notice of Changes In Temporary FDIC Insurance Coverage
For Transaction Accounts
All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.
For more information about temporary FDIC incusrance coverage of transaction accounts, visit FDIC.
FDIC News
Consumers of all ages are increasingly turning to the Internet for help with managing their finances, but knowing where to go online for reliable, practical money tips can be challenging. That's why the Federal Deposit Insurance Corporation has compiled a "Top 10" list of FDIC online resources for consumers on subjects ranging from deposit insurance to shopping for a bank account and avoiding financial fraud.
For more information on FDIC News, visit FDIC Consumer News.
EDIE - The Estimator
Calculate your FDIC Insurance coverage for each of your deposit accounts in an FDIC insured bank using EDIE The Estimator. This online calculator helps you calculate the insurance coverage for the following types of accounts:
- Personal Accounts - deposits held by people in single accounts, joint accounts, POD/ITF accounts, living trust account, irrevocable trust accounts, and Individual Retirement Accounts (IRAs)
- Business Accounts - deposits held by corporations, partnerships, and organizations, both for-profit and not-for-profit
- Government Accounts - deposits held by public units such as school districts, cities, municipalities, counties, and states
Learn about other Central Valley Community Bank accounts
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| Cash Management Manage your business's cash flow  Learn More |
Remote Deposit Deposit your customers' checks online anytime day or night Learn More |
Health Savings Accounts The right choice for your health and wealth Learn More |
