FDIC Insurance Updates 
FDIC deposit insurance of bank deposits has permanently increased from $100,000 to $250,000 for all insurable accounts. Central Valley Community Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Accounts considered non-interest bearing include:

• All personal and business checking deposit accounts that do not earn interest
• Central Valley Community Bank's 100% Guaranteed Checking Account for personal and business use (available to sole proprietors, nonprofit organizations and public agencies). The interest rate will never exceed .25%.
• Interest on Lawyers Trust Accounts ("IOLTAs")

Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules and unique only to banks that have elected to participate in this program.

For more information, please visit FDIC or view our FDIC Flyer.

EDIE - The Estimator 
Calculate your FDIC Insurance coverage for each of your deposit accounts in an FDIC insured bank using EDIE The Estimator. This online calculator helps you calculate the insurance coverage for the following types of accounts:

• Personal Accounts - deposits held by people in single accounts, joint accounts, POD/ITF accounts, living trust account, irrevocable trust accounts, and Individual Retirement Accounts (IRAs)
• Business Accounts - deposits held by corporations, partnerships, and organizations, both for-profit and not-for-profit
• Government Accounts - deposits held by public units such as school districts, cities, municipalities, counties, and states

 

Learn about other Central Valley Community Bank accounts that can help meet your business and personal needs.

Cash Management Manage your business's cash flow  Learn More

Remote Deposit Deposit your customers' checks online anytime day or night  Learn More

Health Savings Accounts The right choice for your health and wealth  Learn More