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  Lines of Credit Business Term
Loans
Quick Business
CreditSM

General Purpose: 

Working capital
Accounts receivable
Inventory
Business expansion

Business expansion
Acquisitions
Equipment purchases
Permanent working capital
   
Small Business needs
Equipment financing
Manage cash flow
Overdraft protection
Working Capital
Business expansion
Loan Amounts:
  
$250,000
and up
$250,000
and up
$500 to
$250,000
Terms Available:
 
Annual reviews 5 to 7 years Various
Interest Terms: 
 
Variable rates Fixed & variable rates Fixed & variable
rates
Monthly Payment:
 
Interest only Principal & interest Varies with product & loan amount
Access:  As needed by phone or through Cash Management
Single and multiple disbursements or through Cash Management As needed by check or phone or through Cash Management
Collateral:  Unsecured or secured Secured Unsecured or secured
Additional
Information: 

Local lending authority

Local relationship officer

Local lending authority

Local relationship officer

Easy application

Requires only limited financial information

Quick decisions

Quick access to funds

Please Note: This information is accurate as of April 2009. Central Valley Community Bank reserves the right to make changes at any time as a result of a change of policy, law, and regulation or otherwise. 

Helpful tips for writing a business plan 

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