Business Loans

  Lines of CreditBusiness Term
Loans
Quick Business
CreditSM
Small Business Loans

General Purpose: 


Working capital

Accounts receivable

Inventory

Business expansion

Overdraft protection


Business expansion

Acquisitions

Equipment purchases

Permanent working capital

   
Small Business needs
Equipment financing
Manage cash flow
Overdraft protection
Working capital
Business expansion

Small Business needs
Equipment financing
Manage cash flow
Overdraft protection
Working capital
Business expansion

Loan Amounts:
  
$250,000
and up
$250,000
and up
Up to $25,000

Up to $250,000

Terms Available:
 
Annual reviews Various Various Various
Interest Terms: 
 
Variable rates Fixed & variable rates Fixed & variable
rates
Fixed & variable rates
Monthly Payment:
 
Interest only Principal & Interest Varies with product & loan amount Varies with product & loan amount
Access:  By phone, in person or through
Cash Management
Single and multiple disbursements
or through Cash Management
By phone, in person or through
Cash Management

By phone, in person or through 
Cash Management

Collateral:  Unsecured or secured Secured Unsecured or secured  Unsecured or secured
Additional
Information: 

Local lending authority

Local relationship officer

Local lending authority

Local relationship officer

Local lending authority

Local relationship officer

Loan or line of credit

Easy application

Requires limited financial information
-v
aries by loan request

Quick decisions

Quick access to funds

Visa Business Credit Cards

Local lending authority

Local relationship officer

Loan or line of credit

Easy application

Information required may vary based
on loan request

Streamlined local decisions

Easy access to funds

Visa Business Credit Cards

Please Note: This information is accurate as of November 2013. Central Valley Community Bank reserves the right to make changes at any time as a result of a change of policy, law, and regulation or otherwise. 

Learn about other Central Valley Community Bank accounts
that can help meet your business and personal needs.
     
     




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