Lines of Credit	Business Term Loans	Quick Business CreditSM
General Purpose:	Working capital Accounts receivable Inventory Business expansion	Business expansion Acquisitions Equipment purchases Permanent working capital	Small Business needs Equipment financing Manage cash flow Overdraft protection Working Capital Business expansion
Loan Amounts:	$250,000 and up	$250,000 and up	$500 to $250,000
Terms Available:	Annual reviews	5 to 7 years	Various
Interest Terms:	Variable rates	Fixed & variable rates	Fixed & variable rates
Monthly Payment:	Interest only	Principal & interest	Varies with product & loan amount
Access:	As needed by phone or through Cash Management	Single and multiple disbursements or through Cash Management	As needed by check or phone or through Cash Management
Collateral:	Unsecured or secured	Secured	Unsecured or secured
Additional Information:	Local lending authority Local relationship officer	Local lending authority Local relationship officer	Easy application Requires only limited financial information Quick decisions Quick access to funds

Please Note: This information is accurate as of April 2009. Central Valley Community Bank reserves the right to make changes at any time as a result of a change of policy, law, and regulation or otherwise. 

Helpful tips for writing a business plan 

Learn about other Central Valley Community Bank accounts that can help meet your business and personal needs.

Cash Management Manage your business's cash flow   Learn More

Remote Deposit Deposit your customers' checks online anytime day or night  Learn More

Health Savings Accounts The right choice for your health and wealth   Learn More