If you're making plans to expand your current business, Central Valley Community Bank has the SBA loan you need to succeed. Getting started is as easy as completing and returning the SBA Loan Inquiry form included on the Loan Application page. To better serve our clients, Central Valley Community Bank participates in all of the SBA's guaranteed loan programs:
Our participation in these programs enables Central Valley Community Bank to provide the precise financing that best meets your business needs.
Central Valley Community Bank is a SBA Preferred Lender, working with local SBA experts to ensure fast, efficient loan processing. Add our local lending authority and competitive rates and terms, and it's easy to see why Central Valley Community Bank is good for business.
For more information, please e-mail us at customerservice@cvcb.com or contact our SBA Department in Fresno at (559) 323-3384 or in Sacramento at (916) 859-2550. Locations & Hours
7(A) Guaranteed Loans This program allows you to borrow funds for most business needs including working capital, inventory, equipment, real estate, business purchase, and debt refinance. Loans are fully amortized for terms of 7 to 25 years. As Preferred Lender Program Lenders, Central Valley Community Bank can process and approve these loans in-house, meaning faster approval and funding for you.
504 Loans This program provides long-term, fixed-rate financing for acquisition, construction, and/or renovation of capital assets including land, buildings and equipment. In most cases, the applicant needs to put only 10% down on the eligible project costs.
Express Loans and Lines
For existing businesses who need to borrow up to $250,000, this program offers a short application and quick turnaround.
Patriot Express Loan Program
Central Valley Community Bank is a partner with the U.S. Small Business Administration authorized to offer Patriot Express Loans up to $500,000 to help the military community with businesses. This initiative provides new and enhanced programs and services for veterans and members of the military community wanting to establish or expand small businesses. The Patriot Express Loan can be used for most business purposes, including start-up, expansion, equipment purchases, working capital, inventory or business-occupied real estate purchases. This type of loan also has the SBA’s lowest interest rates and the fastest turnaround time for loan approvals.
